A transparent breakdown of every cost component — so you know exactly what you're paying for and why. No hidden charges, no surprises at possession.
Understanding each component helps you budget accurately and avoid surprises
The core price per sq ft on the super area. This is what the builder charges for the flat itself — the biggest single component, typically 75–80% of the total cost.
External Development Charges (EDC) and Internal Development Charges (IDC) are levied by GNIDA for providing infrastructure like roads, water supply, sewage, and electricity to the project site.
One-time fee for lifetime access to the 35,000 sq ft grand clubhouse featuring sports academy, art academy, swimming pool, gymnasium, spa, and 60+ amenities.
Covered basement parking. 3 BHK units include 1 covered parking slot; 4 BHK units include 2 covered slots. Additional parking can be purchased separately if available.
Charged for providing 100% DG power backup infrastructure for the entire apartment, ensuring no power outages. One-time charge at the time of possession.
Interest-Free Maintenance Security (IFMS) is a one-time deposit for the integrated facility management of the project — security, housekeeping, landscaping, and common area upkeep.
These are government-mandated charges — applicable across all properties, not builder-specific
Goods & Services Tax at 5% applies to under-construction properties without Input Tax Credit (ITC). Charged on the BSP amount. GST is not applicable after the builder obtains the Occupancy Certificate (OC).
UP state government levies stamp duty at 7% for male buyers and 6% for female buyers (1% concession for women). Calculated on the total cost of the property (agreement value). Paid at the time of registry.
Sub-registrar fee for registering the sale deed in your name — mandatory for legal ownership transfer. Charged at 1% of the property value in Uttar Pradesh, applicable for all buyers regardless of gender.
All cost components across all three configurations — contact us for actual figures
All BSP and additional charges are on request. Statutory rates (GST, stamp duty, registration) are as per current government regulations and may change. Contact us for the complete official cost sheet with current figures.
Register the property in your wife's or mother's name (or as joint owner) to save 1% on stamp duty. For a luxury flat, this can be a significant saving. Female borrowers also get 0.05% lower interest from most banks.
Buying Fab Luxe with a home loan qualifies you for significant income tax deductions
Annual deduction on home loan interest — ₹2 Lakh for self-occupied property (old regime)
Annual deduction on principal repayment + stamp duty in the year of payment
Additional interest deduction for first-time buyers (subject to eligibility conditions)
Both co-borrowers can claim deductions individually — effectively doubling tax savings
Tax benefits are under the old tax regime. Consult your chartered accountant for personalised advice.